by Michael Botes | Sep 18, 2024 | Finance
Building a substantial nest egg is often emphasised when considering retirement savings. We diligently set aside a portion of our income, usually sacrificing short-term pleasures for long-term security. Yet, the temptation to dip into these savings before retirement...
by Michael Botes | Sep 6, 2024 | Finance
Retirement is often seen as a time of relaxation, reflection, and enjoying the fruits of decades of hard work. As individuals transition into this phase, much attention is given to financial planning, health care, and lifestyle adjustments. However, creating a will is...
by Michael Botes | Aug 16, 2024 | Finance, Health, Mindset
Imagine you can purchase any car of your choice with no financial limitations. You could choose the fastest sports car, the most luxurious sedan, or the most rugged SUV. Now, think about how accountants depreciate the value of a vehicle over time. They use...
by Michael Botes | Apr 4, 2024 | Uncategorized
My realisation: After a vacation at the end of 2008 my weight crunched the scale with 107 kilograms. I was 45 years old. My long-time friend and GP, Gerda Scholtz, had been preaching to me for many years about my inactive lifestyle. At that stage, apart from being...
by Michael Botes | Apr 4, 2024 | Uncategorized
Entering my 7th decade of life, the decade universally known as the decade of retirement! After a lifetime of work, people “retire” from formal work sometime in their sixties. I am now also entering that decade of my life, but please don’t ask me when I am planning to...